Fast and easy one-time signup.

Link your debit cards and bank accounts for seamless transfers and payments.

No tokens, No CVV. Pay with just your mobile phone.

Set up payment subscriptions and recurring payments.

Receive money through your mobile number without a bank account.

Make airtime and cable TV payments.


Skip the queue and make payments faster with your QR Code.

Generate QR Codes of items you want to sell and share online.

We make it easy to accept payment from your users.

  • Create a delightful and seamless payment experience on any platform.
  • Use KongaPay to process online and offline transactions.
  • It's a POS and more!

Accept payments Online and In-store using KongaPay.

  • Simple and easy way of accepting payments.
  • Hassle-free integration to your websites and mobile apps.
  • Fast, reliable & secure with fraud prevention to minimise risks and chargebacks.
  • Seamless payment experience for your customers.
  • Guarantee future revenue by allowing your customers setup recurring payments.

For Developers

Customize your user’s experience directly in your app and website. You can integrate our REST APIs in 1 hour!

100% Safe & Secure

Sensitive payment information is not stored on KongaPay. In fact, nothing can happen unless you authorize it.

To maintain the integrity of transactions between parties on the platform, all personal and business accounts are verified and logged with the BVN service.

Our technology is constantly monitoring, evolving, and adapting in real-time to new forms of fraud as they arise.

We have ensured that transactions do not go through public networks.

Business and integration inquiries?

Send us an email or call 0809 999 0295.

KongaPay is a safe and secure payment method and can be regarded as the preferred online payment platform in Nigeria. KongaPay was created in partnership with leading banks in Nigeria to ensure trust and safety for buyers and sellers. Though created to meet the needs of shoppers on, KongaPay services have expanded beyond those walls to meet the needs of Nigerians seeking a payment solution that is accessible, affordable, convenient, easy to use and secure. KongaPay is convenient and easy to use, it puts customers in total control, and you need not worry about signing up for internet banking, repeatedly applying card details, or having to grapple with bank transaction charges. Today, KongaPay offers the following services; Bank transfers (with ZERO transaction fee), Airtime Purchase (MTN, Globacom, Etisalat and Airtel), TV Subscription fee payment (GOTV & DSTV), purchases on online platforms such as,, Kounty Kitchen (,,, etc. Offline stores are not left out as KongaPay offers the service called MPOS which turns every mobile phone into a POS machine! Some of our offline partners include Mr Biggs, CityDia Superstores and Café Neo. KongaPay also offers free account setup and cheap pricing for merchants. The Payment Solution is available on The Web (Mobile and Desktop), IOS and Android devices. This means that you can access the application at home, at work, or even on the go. To get started, simply register your preferred bank via the Mobile App or website, validate, and log in to being transacting. Gone are the days of traditional modes of payments which involved cash and cheques etc. With advancement in technology and the introduction of e-commerce, different methods of online payments have been introduced and have been embraced over the years as people are now more informed as to the ease and convenience of online payments, which is one of the numerous benefits of using KongaPay. So if you are looking for a mobile online and offline solution that is convenient, easy to use, incurs zero cost when transferring and receiving money, and 100% security, KongaPay has it all.