Empowering Growth for Businesses and Individuals

Innovative, Secure, and Rewarding Financial Solutions Tailored for Your Success

Practical Business Solutions for the Best Results

Easy solutions to make your operations smoother, boost your revenues, and simplify payments

Discover Our Business Solutions

Seamless Payment Gateway

Receive payments from customers at any location and at any time using our trustworthy and secure payment system

Streamlined Inventory Management

Track, manage, and optimize your inventory with our integrated business solution

Best POS Solutions for Your Business

Manage multiple payment terminals from a central dashboard with real-time reporting

Single & Bulk Transfers

Move money efficiently with one-click mass payments to employees and vendors

Borderless Banking with Multi-Currency Accounts

Manage transactions in multiple currencies with competitive exchange rates and transparent fees

Virtual Accounts

Create and manage multiple dedicated accounts for streamlined financial operations

Maker-Checker Controls

Use two-step approval to make sure that important money transactions are safer

Ready to Scale Your Business?

Personal Finance, Reimagined

Easy-to-use tools that help you save, spend, and manage your money - reliable personal finance partner you can count on.

Discover Our Personal Solutions

Send Money in 5 Seconds

Send money to any bank account in a snap—just a few seconds and you're done!

K-Save - No More Sapa Stories

Check out our awesome savings plan that offers super high interest rates—up to 28% a year!

Earn While You Save with Loyalty Rewards

Get daily cash rewards based on how much you have in your wallet - the more you save, the more money you make!

Tier 3 Pro Max Account

Get a POS terminal and inventory management system even before registering your business formally

Pay Bills in Seconds

Settle utility bills, subscriptions, and more with just a few taps

Payment Links

Create custom payment links to collect funds from anyone, anywhere - perfect for social sellers

Ready to Take Control of Your Finances?

What Our Customers Say

Hear from people who have transformed their finances with KongaPay

Financial Insights & Updates

Expert advice, market trends, and tips to help you make smarter financial decisions

K-Save by KongaPay: The Smarter Way to Save and Earn Big

If you've ever experienced rainy days, you'll agree that saving money is a great habit that will be forever GOATED. Trust me, you don't want rainy...

How Saving Saved Maxwell - How K-Save comes in to Play

Just last week, Maxwell, my friend, had an emergency. He needed urgent funds, and his salary was far gone. The perfect definition...

Nigeria's Most-Trusted Mobile Wallet - Why You Need KongaPay

KongaPay is Nigeria's most-trusted mobile wallet. It stands out as the ultimate choice, offering a seamless experience for savings, bill payments...

Bank-Grade Security

Your money is always protected

End-to-End Encryption

Your data stays private

Full Transparency

Clear fees and real-time transaction tracking

Got Questions? We Have Answers

Find answers to the most common questions about KongaPay

The minimum amount you can save in K-Save is ₦5,000, and the minimum duration is 1 month. This makes it accessible for individuals looking to start their savings journey with manageable amounts.

Yes, there is a penalty for early withdrawal. A 25% breaking fee will be charged on the accrued interest if you withdraw before your savings plan matures. This fee is designed to encourage disciplined savings and help you achieve your financial goals.

You can fund your K-Save plan directly from your KongaPay wallet balance. This provides a seamless and secure way to start your savings journey without the need for external transfers.

K-Save offers competitive interest rates ranging from 20% to 28% per annum, depending on the duration of your savings plan. Longer-term savings plans typically attract higher interest rates, providing you with better returns on your investment.

No, you cannot top up an existing savings plan. Each K-Save plan is created with a fixed amount and duration. However, you can create multiple savings plans simultaneously to meet your different financial goals.

Upon maturity, your savings amount plus the accrued interest will be automatically credited to your KongaPay wallet. You'll receive a notification confirming the completion of your savings plan and the funds will be immediately available for your use.

Yes, KongaPay offers an attractive loyalty rewards program. You can earn up to 6% per annum on your wallet balance when you maintain a minimum balance of ₦50,000. This provides an additional way to grow your money while using KongaPay's services.

Your money is very safe with K-Save. KongaPay implements industry-standard security measures, including encryption, secure servers, and regular security audits. Additionally, all transactions are monitored and protected by our advanced fraud detection systems.

Yes, you can have multiple savings plans simultaneously. This flexibility allows you to create different savings plans for various financial goals, each with its own amount and duration, all managed conveniently through your KongaPay account.

You can easily monitor your savings progress by visiting the K-Save page on your KongaPay app. The dashboard provides a comprehensive view of all your active savings plans, including current balances, interest earned, and time remaining until maturity.

Ready To Get Started?

Join millions of Nigerians who trust KongaPay for their everyday financial needs. Get started in minutes!